Ceiling / roof leak — what to do

A leaking ceiling means water is already inside your walls or attic. Contain the drip, protect what’s below, and get it assessed — a sagging ceiling can collapse.

Step by step

  1. 1

    Contain and protect

    Put a bucket under the drip and move valuables. If the ceiling bulges, poke a small hole to drain it safely (it relieves pressure).

  2. 2

    Find the source

    Roof leak, plumbing above, or HVAC? A storm-driven roof leak is usually covered; a slow neglected leak usually isn’t.

  3. 3

    Dry the cavity

    The visible stain is a fraction of the wet material. Pros dry inside the ceiling/wall to stop mold.

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Ceiling / roof leak — what to do — FAQs

Is a ceiling leak covered by insurance?+

A sudden leak from a covered peril (e.g., storm roof damage) is usually covered; a gradual, long-ignored leak usually is not. Documentation of the cause matters.

How urgent is a ceiling leak?+

Urgent — trapped moisture grows mold and can weaken the ceiling. Get it dried and assessed within a day or two.